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Fatma Amani Karume

Fatma Amani Karume

Senior Partner, IMMMA Advocates

Fatma Karume specializes in litigation and spearheads the Litigation department at IMMMA Advocates. Fatma has solid experience in civil litigation, constitutional laws and administrative laws and is associated with various landmark judgments of the Court of Appeal and the High Court of Tanzania. She has worked in countless commercial, corporate and civil litigations and disputes.

Fatma is well-versed in laws relating to banking and finance, tax disputes and labor disputes. She has a track record of successfully representing top-tier banks in commercial litigation and arbitration involving judicial review, tax disputes, insolvency and receiverships, intellectual property law and media law. In particular, she has represented and advised top tier UK-based multinational banks and their respective Tanzanian subsidiaries in litigation relating to receiverships and breach of contract through loan defaults.

Fatma is also knowledgeable in matters of competition law and has advised clients on a broad range of competition issues including: instituting, defending and settling anti-competition disputes, dominance and market abuse claims as well as the application of competition law to commercial arrangements. She has regular dealings with the Fair Competition Commission and the Fair Competition Tribunal in Tanzania.

Fatma is also experienced in employment and labor matters and has successfully represented several large corporations in lawsuits involving unfair termination, collective agreements and workers’ compensation. 

Experience has included advising:

  • Bank of Tanzania on the study of court cases involving banks in Tanzania;
  • Various clients including major banks, mining companies and telecommunication companies in corporate commercial, employment, tax and civil litigation matters.
  • Regarding the Civil Justice Reform program commissioned by the Law Reform Commission of Tanzania in association with the East Africa Law Society and the Law Society of England and Wales to undertake a comprehensive review and preparation of draft bills of the laws relating to the civil justice system.
  • A multinational engineering consulting firm before the ICC in Paris for a claim against the Tanzania National Roads Agency for breach of a contract of supervision of road construction.
  • Regarding the World Bank funded Business Environment Strengthening for Tanzania programme in preparing concepts, supporting regulations, needs assessments and implementation plan for business licensing in Zanzibar.
  • The Government of Zanzibar in arbitration proceedings initiated by Eco-Tech (Zanzibar) Limited against the Principal Secretary, Ministry of Finance and Economic Affairs before the London Court of International Arbitration.
  • As a part of the team that was responsible for the drafting of the new Commercial Court Civil Procedure Rules. The assignment entailed reviewing the existing legislation governing civil proceedings before the commercial court, ascertaining the challenges and obstacles encumbering such proceedings and thereafter drafting the new rules to overcome such hindrances.
  • Registered Trustees of the Investment Climate for Africa Trust in a comprehensive data collection and analysis review of the Tanzania modernization of the judiciary project.
  • BP Tanzania Limited and Oryx at the Fair Competition Tribunal of Tanzania against the energy and utilities regulatory authority of Tanzania.
  • The Tanzania branch of a leading UK-based multinational bank in a landmark case against a major oil company for the successfully recovery of USD57 million.
  • Puma Energy Holdings in its acquisition of 50% of BP Tanzania Limited including undertaking due diligence on BP Tanzania and its business and assets.

Professional Qualifications

  • Advocate of the High Court of Tanzania and all Courts subordinate thereto (except primary courts)
  • Advocate of the High Court of Zanzibar (1994)
  • Barrister at Law


  • Université de Strasbourg, France, Diplôme de Sciences Juridiques (1991)
  • The University of Sussex, UK, Bachelor of Laws (1992)
  • London School of Economics, Master of Laws (1997)


  • Ranked by Chambers and Partners (2018) in Band 1 in Tanzania General Business Law: Dispute Resolution. Fatma Karume is regarded as "one of the best litigation lawyers in the country."
  • The Legal 500 (2018) described Fatma Karume as having strong disputes expertise and is “singled out for banking litigation.”

Prior Experience

  • 2018 to 2019, President of Tanganyika Law Society
  • 2007 to date, Senior Partner, merger between Tanzania-based law firm and IMMMA Advocates, DLA Piper Africa, Tanzania
  • 2004, Founder, Tanzania-based law firm
  • 2000 to 2003, Junior Partner, Tanzania-based law firm
  • 1998, Pupil, 5 Raymond Building, Gray's Inn, London, England
  • 1996, Associate, Tanzania-based law firm
  • 1993, State Attorney, Attorney-General's Chambers, Zanzibar
  • 1992, State Attorney, Attorney-General's Chambers, Dar es Salaam, mainland Tanzania


  • Law Society of Zanzibar
  • Tanganyika Law Society